Landlords Insurance

Landlords insurance should be considered where possible as the vast majority of standard household insurance policies will not cover let properties. Recent changes in legislation have highlighted the need to ensure that you are more aware of the risks, such as appliance testing and public liability, and ensure that the correct cover is in place.

Although the features and benefits may differ between landlords insurance policies, schemes and insurance providers, essentially many features remain as standard:

• Policies for buildings and/or contents cover
• Full contents cover provision for fully furnished properties
• Fast handling of claims with landlords in mind
• Policy payment in instalments

It is normal practice for residential landlords to take out cover for the building and their own contents and additional risks. The tenant does not normally arrange insurance to cover the building and other risks but they should take out insurance for their own possessions with standard home contents insurance while the landlord ensures that he or she has adequate landlords insurance cover.

We have good business relationships with a number of insurance providers for landlords insurance and are confident that we can find a policy to suit you.